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Terms of Use

Effective Date: [1/4/2026]

These Terms of Use (“Terms”) govern your access to and use of the Cogent Financial Group website located at https://cogentfinancialgroup.com/ (the “Website”).

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you should not use the Website.

1. About the Website

The Website is provided by Cogent Financial Group (“CFG,” “we,” “us,” or “our”) for general informational purposes regarding our business, operating interests, investment focus, platforms, sectors, and geographic presence.

2. No Offer, No Solicitation, No Advice

The content on this Website is provided for general information only.

Nothing on this Website:

  • constitutes or should be construed as an offer, invitation, solicitation, recommendation, or inducement to buy or sell any security, financial instrument, investment product, or service
  • constitutes investment, legal, tax, accounting, regulatory, or other professional advice
  • creates an advisory, fiduciary, client, or professional relationship between you and CFG
  • should be relied upon in connection with any investment decision or transaction


Any reference to sectors, assets, transactions, valuations, opportunities, or platforms is illustrative and informational only. You should obtain independent professional advice before making any business, legal, financial, or investment decision.

3. Eligibility and Permitted Use

You may use the Website only for lawful purposes and in accordance with these Terms.

You agree not to:

  • use the Website in any way that violates applicable law or regulation
  • use the Website to transmit unlawful, harmful, misleading, fraudulent, defamatory, or otherwise objectionable material
  • attempt to gain unauthorized access to the Website, servers, systems, accounts, or data
  • interfere with, disrupt, damage, or impair the Website or related infrastructure
  • copy, scrape, harvest, or use content or data from the Website for unauthorized commercial purposes
  • introduce viruses, malware, malicious code, or other harmful material
  • use automated systems or bots to access the Website in a manner that imposes an unreasonable burden on our systems
  • misrepresent your identity or affiliation when contacting us through the Website

4. Intellectual Property

Unless otherwise stated, the Website and all content on it, including text, branding, logos, graphics, images, layout, design, and other materials, are owned by or licensed to CFG and are protected by applicable intellectual property laws.

You may view and print reasonable portions of the Website for your own personal, non-commercial, and internal business informational use only, provided that you do not remove any copyright, trademark, or other proprietary notices.

You may not, without our prior written consent:

  • reproduce
  • modify
  • distribute
  • publish
  • display
  • transmit
  • create derivative works from
  • commercially exploit


any part of the Website or its content, except as permitted by law.

5. Accuracy of Information

We aim to keep Website content accurate and up to date. However, we do not represent or warrant that the Website or any content is accurate, complete, current, reliable, or free from error or omission.

Information on the Website may be changed, updated, or removed at any time without notice.

6. Forward-Looking and Indicative Information

Certain content on the Website may contain statements regarding expectations, strategy, pipeline, valuations, opportunities, future performance, market outlook, or growth potential. Such statements are inherently subject to uncertainty, risks, assumptions, and changing circumstances.

Any forward-looking, estimated, target, or indicative information is provided for general context only and should not be relied upon as a guarantee, forecast, representation, or commitment of future results.

7. Third-Party Links and Content

The Website may contain links to third-party websites, platforms, or resources for convenience only. CFG does not control and is not responsible for the availability, content, policies, security, or practices of third-party sites.

Inclusion of a link does not imply endorsement, approval, or affiliation unless expressly stated.

8. Privacy

Your use of the Website is also subject to our Privacy Statement. By using the Website, you acknowledge that personal data may be collected and processed in accordance with that statement.

9. No Warranties

To the fullest extent permitted by law, the Website and all content are provided on an “as is” and “as available” basis.

CFG disclaims all representations, warranties, and conditions, whether express, implied, statutory, or otherwise, including any implied warranties of:

  • merchantability
  • fitness for a particular purpose
  • title
  • non-infringement
  • accuracy
  • availability
  • security


We do not warrant that the Website will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

10. Limitation of Liability

To the fullest extent permitted by law, CFG and its affiliates, directors, officers, employees, agents, advisers, and licensors shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary loss or damage arising out of or in connection with:

  • your use of, or inability to use, the Website
  • reliance on Website content
  • errors, omissions, interruptions, delays, or technical failures
  • unauthorized access to or alteration of transmissions or data
  • malware, cyber events, or other harmful code
  • third-party websites or services linked from the Website


If applicable law does not permit the exclusion of certain liabilities, liability will be limited to the maximum extent permitted by law.

11. Indemnity

You agree to indemnify, defend, and hold harmless CFG and its affiliates, directors, officers, employees, agents, and advisers from and against any claims, losses, liabilities, damages, costs, and expenses (including reasonable legal fees) arising out of or related to:

  • your breach of these Terms
  • your misuse of the Website
  • your violation of any law or the rights of any third party

12. Regulatory and Jurisdictional Restrictions

The Website is not directed at any person in any jurisdiction where the publication of the Website or access to its content would be contrary to local law or regulation.

Persons who access the Website do so on their own initiative and are responsible for compliance with applicable local laws and restrictions.

13. Changes to the Website and Terms

We may modify, suspend, withdraw, or discontinue any part of the Website at any time without notice.

We may also update these Terms from time to time. Updated Terms will be effective when posted on this page with a revised “Effective Date.” Your continued use of the Website after updated Terms are posted constitutes acceptance of the revised Terms.

14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Hong Kong, without regard to conflict of law principles.

You agree that the courts of Hong Kong shall have exclusive jurisdiction to hear and determine any dispute arising out of or in connection with these Terms or the Website.

15. Contact

For questions about these Terms or the Website, please contact:

Cogent Financial Group
Unit 1509, 15/F, Olympia Plaza, 255 Kings Road, North Point, Hong Kong
Email: info@cogentfinancialgroup.com
Phone: +65 6704 9273